Fees and Limits
| Services | Fees |
|---|---|
| Virtual Card Price | IQD 3,000 |
| Physical Card Price | IQD 25,000 |
| Deposit/Transfer Limit | IQD 10,000,000 Daily / IQD 10,000,000 Monthly |
| ATM Withdrawal - Local | IQD 5,000,000 Daily / IQD 10,000,000 Monthly |
| ATM Withdrawal - International | IQD 350,000 Daily / IQD 1,500,000 Monthly |
| Online Purchase - Physical - Local | IQD 10,000,000 Daily / IQD 10,000,000 Monthly |
| Online Purchase - Physical - International | IQD 10,000,000 Daily / IQD 10,000,000 Monthlyttttttttttttttttttttttt |
| Online Purchase - Virtual - Local | USD 500 Daily / USD 500 Monthly |
| Online Purchase - Virtual - International | USD 500 Daily / USD 750 Monthly |
| In-Store - Physical - Local | IQD 10,000,000 Daily / IQD 10,000,000 Monthly |
| In-Store - Physical - International | IQD 1,000,000 Daily / IQD 10,000,000 Monthly |
| In-Store - Local Transaction | Free |
| Money Transfer from Own Card to Own Account | IQD 5,000 per million |
| Payment with Foreign Currency | CBI exchange rate + 6% fee |
| Money Transfer (Internal) | IQD 5,000 per million |
| Cash-in Fee |
Up to IQD 1,005,000: IQD 5,000 IQD 1,005,000 - IQD 2,010,000: IQD 10,000 IQD 2,010,000 - IQD 3,015,000: IQD 15,000 IQD 3,015,000 - IQD 4,020,000: IQD 20,000 IQD 4,020,000 - IQD 5,025,000: IQD 25,000 |
| ATM Withdrawal - Local | Minimum IQD 5,500 - up to 1% |
| ATM Withdrawal - International | Minimum IQD 15,000 - up to 6% |
Services | Fees |
|---|---|
| Account Registration | Free |
Cash-In | Up to 250,000 IQD: 5,500 IQD 251,000 IQD - 500,000 IQD: 7,000 IQD 501,000 IQD - 1,000,000 IQD: 13,500 IQD 1,000,250 IQD - 2,000,000 IQD: 27,000 IQD 2,000,250 IQD - 3,000,000 IQD: 40,500 IQD 3,000,250 IQD - 4,000,000 IQD: 54,000 IQD 4,000,250 IQD - 5,000,000: 67,500 IQD |
| Money Transfer | Same as Cash-in fee |
| Account Management | IQD 5,000 per year |
| Physical Card | IQD 33,000 |
| Physical Card - Replacement | IQD 33,000 |
| Virtual Card | IQD 3,000 |
| Domestic In Store Purchase | Minimum IQD 750 to 1% |
| Dormant Account Management Fee /m | IQD 20,000 |
| Online transaction fees (local sites) | 1.5% |
| Domestic ATM | Minimum 5,500 IQD or 1.5% + any further charges that may apply by ATM acquirer |
| International In store purchase | Min. 750 IQD to 3.5% + any further charges by the POS bank |
| Online transaction fees (foreign sites) | 4% |
| International ATM | Minimum 15,000 IQD or up to 6% fee |
| Account Statement | Free from the app 70,000 IQD in person |